Payments Solutions

Setu provides a comprehensive suite of payment products tailored for Indian businesses. Whether you're collecting utility bills, enabling in-app UPI payments, or sending payment links over WhatsApp, our APIs provide the robust infrastructure you need.

BBPS BillCollect

Accept bill payments via the Bharat Bill Payment System. Ideal for billers collecting from customers across multiple apps (PhonePe, GPay, etc).

BBPS BillPay

Allow your users to pay external bills natively within your app using a full-featured B2B2C bill payment stack.

UPI DeepLinks

Generate dynamic UPI payment links to collect one-time payments easily via SMS, email, or in-app intents.

UPI Setu (UMAP)

Full-stack UPI infrastructure for enterprises — handle payments, manage recurring mandates, and resolve disputes programmatically.

WhatsApp Collect

Send secure payment requests and collect money conversationally over WhatsApp Business.