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UPI is a real-time payment system developed by NPCI, with which funds can be transferred instantly to any bank account. Through Collect DeepLinks, that conform to NPCI specs, a merchant can enable their customers to directly go to a UPI app with pre-filled payment information.

Who is a Merchant?#

Any business that wants to collect payments for goods or services provided to a customer using UPI DeepLinks.

What can I do with this product?#

Provide payment details and generate deep links that work across supported UPI apps. Your customers can make payments using any UPI app available on their phone, like PhonePe or GPay.

Share the payment link anywhere—WhatsApp, SMS, as QR codes, or as part of reminders and push notifications.

Integration time: 2 hours

Go live timeline: 2 days


How it works#

  • A Merchant sends payment details to Setu and receives a unique payment link to send to their Customer.
  • A Customer clicks the payment link, chooses preferred UPI app and enters mPIN to make a successful payment.
  • Once the payment is successful, Setu triggers a webhook notification for the completed payment, which the merchant can use to update the transaction status at their end.
  • Once payment is received Setu settles the amount to the Merchant as per the configured settlement timeline.

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