Account Aggregator consent object

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The consent object is the core of the AA framework. When an FIU requires data about the user, the request is packaged in the form of a consent object.

Consent object contains the information about all the different types of data the FIU needs, the purpose of the data, and how the FIU plans to use the data and so on.

As specified in the table below, some parameters have to be passed mandatorily when creating a consent.

Property name	Description	Mandatory?
`consentDuration` has 2 components—`unit` and `value`	This defines the time period for which the consent is valid and can be used to fetch data. The start timestamp is assumed to be the timestamp at which the consent is created and the end timestamp is calculated based on the `consentDuration` provided. `unit` can be `MONTH`, `YEAR`, `DAY`.	Yes, but can be skipped if `consentDateRange` is specified
`consentDateRange` has 2 components-`startDate` and `endDate`	These timestamps define the time period for which the consent is valid and can be used to fetch data. Provides the same functionality as `consentDuration`, hence use only one of these. If both `consentDuration` and `consentDateRange` are passed, then `consentDuration` takes precedence.	Yes, but can be skipped if `consentDuration` is specified
`consentMode`	Enum for the type of consent. Possible values are `VIEW`, `STORE`, `QUERY`, `STREAM`	Yes
`fetchType`	Enum to specify either `ONETIME` or `PERIODIC` fetch of data.	Yes
`consentTypes`	Specifies the type of data being requested for, from your user— `PROFILE`—Personal details such as mobile number, date of birth, PAN etc. `SUMMARY`—Information like mutual fund summary for total amount invested, current value, number of MFs and more. `TRANSACTIONS`—List of records against some financial data—e.g., a bank statement.	Yes
`fiTypes`	Specifies the type of financial information being requested for. Possible enums—`DEPOSIT`, `MUTUAL_FUNDS`, `INSURANCE_POLICIES`, `TERM_DEPOSIT`, `RECURRING_DEPOSIT`, `SIP`, `GOVT_SECURITIES`, `EQUITIES`, `BONDS`, `DEBENTURES`, `ETF`, and more. Click here to learn more about the data types.	Yes
`vua`	Virtual user address (VUA) that identifies your customer when they login to the Account Aggregator. It can be either mobile number or mobile number with handle ({customer_mobile_number}@onemoney) If mobile@handle is used, consent will be created for the specified AA If mobile is used, a best performing AA is selected for consent creation	Yes
`purpose`	This is used to indicate the purpose of requesting for data. As per the AA spec, the following codes are supported— `101`—Wealth management service `102`—Customer spending patterns, budget or other reportings `103`—Aggregated statement `104`—Explicit consent to monitor the accounts `105`—Explicit one-time consent for accessing data from the accounts	Yes
`dataRange`	This is used to specify the `from` and `to` date-time range for querying financial information. It is mandatory only when the `consentTypes` array includes `TRANSACTIONS`.	Mandatory
`dataLife`	This is the time period for which you are allowed to process the data. Choose between `MONTH`, `YEAR`, `DAY`, `INF` as the `unit` and define a numeric `value` alongside. For more details on the difference between Data life and Data Storage, please see Sahamati guidelines (see SD001 in the table)	Yes
`frequency` has 2 components—`unit` and `value`	`unit` can be `HOURLY`, `DAILY`, `MONTHLY`, `YEARLY`. `value` has to be greater than 0. Additionally the maximum frequency value is defined is `1` request per HOUR. So, no more than `24` requests are allowed per DAY	Yes
`dataFilter`	Allows you to specify conditions for filtering the data being fetched. For example, fetch transactions where the `TRANSACTIONAMOUNT` is greater than or equal to INR 20,000. You can use the `type`, `operator` like `>, <, <=, >=` and `value` like `5000` keys to set the filters.	No
`redirectUrl`	Redirect your users back to your application once the consent is reviewed. By default, the redirectURL is https://setu.co/.	Yes
`context`	Allows you to specify an FIP OR Account type (Current, Savings, Insurance, etc) as a key value pair for you to be able to customise the accounts fetched on the consent flow. We support the context filters `accounttype` which takes the Key as `accounttype` where values can be `CURRENT` or `SAVINGS` and `fipid` with the `FIP ID` as the value(s).	No

#Context property examples

Filter by account type

"context": [
    {
      "key": "accounttype",
      "value": "CURRENT"
    }
  ]

Filter by FIP ids

"context": [
    {
      "key": "fipId",
      "value": "setu-fip,icici-fip"
    }
  ]

Filter by excluding FIP ids

"context": [
    {
      "key": "excludeFipIds",
      "value": "setu-fip,icici-fip"
    }
  ]

Property Name	Description
`id`	Unique consent reference Id generated by Setu. Use this to poll consent status or initiate data session requests.
`url`	Redirect your users to Setu AA screens to initiate consent review flow using this url
`status`	Consent status of the consent request `id`. This will be `PENDING` for a newly created consent.
`Usage`	This field specifies `lastUsed` and `count` which corresponds to data fetches against the consent id. It is also available in Get Consent Status response.

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#Consent object

#Consent request object

#Context property examples

#Consent response object