#Bundled Bank Account Verification

#What is Bundled BAV?

Setu's Bundled Bank Account Verification flow allows you to verify your customers' bank accounts with one orchestrated flow that supports multiple BAV methods and returns a unified response.

You can simply create a request with the customer's phone number, which generates a verification URL to start the BAV journey.

#Which BAV methods are supported?

1. Penny Drop
2. Reverse Penny Drop
3. Mobile to Bank Account
4. UPI ID to Bank Account

#How does it work?

1. Create a verification request — Call the API with your customer's phone number to generate a verification URL
2. Open URL in webview — Display the URL in a webview within your app
3. Customer completes verification — The customer verifies their bank account using any of your enabled methods
4. Receive webhook notification — Once verification is complete, bank account details are sent to your configured webhook endpoint
5. Close webview — Set up an event listener to detect the redirect and close the webview

#Step 1 — Get API credentials

Contact Setu at onboarding@setu.co to get your API credentials and configure your product instance.

#Step 2 — Configure product settings

Work with Setu to configure the following for your product instance:

• List of supported BAV methods
• Webhook notification URL for receiving verification results
• Redirect URL for post-verification navigation
• Primary theme color (e.g., primary button background color)
• Primary foreground color (e.g., primary button text color)
• Logo URL (optional)

#Step 3 — Test on sandbox

Use the sandbox environment to test the Bundled BAV flow:

Sandbox base URL — https://dg-sandbox.setu.co

API integration

Refer to the API integration guide for detailed implementation steps.

#Next steps